Free cover for sports and activities
Fancy getting active while you're away? Living with a medical condition doesn't always have to hold you back from getting involved in sports and activities - even if it's just a gentle hike or a sailing excursion. So it's good news that with Travel Insurance 4 Medical you are automatically covered for over 150 pursuits - free of charge.
Cover is subject to you using the recommended safety equipment (such as a helmet, harness, knee and elbow pads), and following safety procedures, rules and instructions of qualified instructors. If the sport or activity is provided by a local operator you must ensure they are appropriately qualified and licenced. Water based activities must be within 12 nautical miles of the coastline.
Please note that all of the activities listed below are covered on a non-professional and non-competitive basis unless otherwise stated. All activities marked with an asterisk (*) indicate those which do not have Personal Liability cover and those marked with a (‡) indicate those which do not have Personal Accident cover.
Please refer to the policy wording for more details of the cover provided.
| Activity |
|---|
| Abseiling (within organiser's guidelines) |
| Aerial Safaris (in chartered aircraft and as part of an organised excursion) |
| Angling |
| Archaeological Digging |
| Archery *‡ |
| Assault Course |
| Athletics *‡ |
| Badminton |
| Bamboo Rafting |
| Banana Boating |
| Bar and Restaurant Work |
| Baseball *‡ |
| Basketball |
| Beach Games |
| Billiards |
| Blading (no stunts) |
| Board Sailing *‡ |
| Body Boarding |
| Boogie Boarding |
| Bowling / Bowls |
| Bungee Jumping *‡ |
| Cable Car Ride |
| Camel Riding / Trekking *‡ |
| Canoeing / Rafting / White Water Rafting / Kayaking (up to grade 3) |
| Canoeing / Rafting / White Water Rafting / Kayaking (grades 4 and 5) *‡ |
| Catamaran / Yachting / Sailing |
| Clay Pigeon Shooting / Small Bore Target Shooting / Rifle Range *‡ |
| Climbing (on climbing wall only) |
| Cricket |
| Croquet |
| Cross Country Running |
| Curling |
| Cycling *‡ (no cover for Mountain Biking, BMX and Cycle Touring) |
| Dancing (including lesson participation) |
| Darts |
| Dinghy Sailing *‡ |
| Dry Slope Skiing / Boarding |
| Dragon Boat Racing *‡ |
| Elephant Riding / Trekking *‡ |
| Falconry |
| Fell Running (up to 4,000 metres) |
| Fell Walking (up to 4,000 metres) |
| Fencing *‡ |
| Fishing |
| Fives |
| Flying as a passenger in an aircraft (private plane, helicopter or glider) |
| Football |
| Fruit or vegetable picking (under 3 metres) |
| Flag Football |
| Frisbee / Ultimate Frisbee |
| Glass Bottom Boats / Bubbles |
| Go Karting *‡ (up to 120cc and wearing a helmet) |
| Goalball |
| Golf |
| Gorilla Trekking (organised tours only) |
| Gym - Fitness |
| Gymnastics |
| Handball |
| Helicopter Rides (passenger only) |
| Hiking up to 4,000 metres (excludes hiking that requires specialised equipment, ropes, guides, crampons, or hiking in the Sahara, any Desert, Polar or other extreme climate) |
| Hobie Cat Sailing *‡ |
| Hockey (field) |
| Horse Riding *‡ (Less than 7 days and wearing a helmet and excluding racing, jumping and hunting) |
| Hot Air Ballooning (passenger only) |
| Hot Dogging up to grade 3 |
| Hot Springs |
| Hydro Zorbing |
| Ice Skating (rink only) |
| In-line Skating (no stunts) |
| Ice Surfing *‡ |
| Ice Cricket *‡ |
| Jet Boating *‡ (passenger only) |
| Jogging |
| Kayaking (incl. white water) up to grade 3 |
| Kayaking *‡ (incl. white water) grades 4 and 5 |
| Korfball |
| Llama Riding *‡ |
| Land Skiing |
| Lacrosse *‡ |
| Mopeds *‡ (maximum 125cc. You must have a full UK licence, or a valid CBT certificate (DL196), be insured under a motor policy, follow local safety laws and be riding on recognised roads) |
| Motorcycling *‡ (maximum 125cc. You must have a full UK licence, or a valid CBT certificate (DL196), be insured under a motor policy, follow local safety laws and be riding on recognised roads) |
| Mule Trekking *‡ |
| Netball |
| Octopush |
| Orienteering (up to 4,000 metres above sea level. Excludes orienteering that requires specialised equipment, ropes, guides, crampons, or activity in the Sahara, any Desert, Polar or other extreme climate) |
| Ostrich Riding *‡ |
| Paint Balling / War Games (wearing eye protection) *‡ |
| Parachuting *‡ (tandem only) |
| Parascending / Parasailing (towed by a boat over water) |
| Pedalos |
| Pilates |
| Pony Riding / Trekking *‡ (wearing a helmet) |
| Pool |
| Power Boating *‡ (passenger only) |
| Racquet Ball / Rackets *‡ |
| Rambling (up to 4,000 metres above sea level. Excludes rambling that requires specialised equipment, ropes, guides, crampons, or trekking in the Sahara, any Desert, Polar or other extreme climate) |
| Reverse Bungee *‡ |
| Rifle Range *‡ |
| Ringos |
| River Bugging (up to grade 3 only) *‡ |
| River Sledging (up to grade 3 only) *‡ |
| River Tubing (up to grade 3 only) *‡ |
| Roller Skating / Blading / In-line (incidental, wearing pads, helmet and no stunts) |
| Rounders |
| Rowing |
| Safari in a vehicle / Trekking / Tracking (organised tours and no firearms) |
| Sailing / Yachting *‡ (European inshore waters only) |
| Sandboarding *‡ |
| Sand Skiing *‡ |
| Sand Surfing *‡ |
| Sand Yachting *‡ |
| Scuba Diving (up to a depth of 30 metres if qualified or accompanied by a qualified instructor and not diving alone) |
| Sea Fishing |
| Sea Kayaking (within inshore European Waters only and no racing) |
| Shark Diving (professionally supervised in a cage) |
| Skin Diving (up to a depth of 30 metres if qualified or accompanied by a qualified instructor and not diving alone) |
| Skateboarding (wearing pads and helmet, no stunts) |
| Skydiving *‡ (Tandem Only) |
| Sledding / Sledging or Sleigh Riding (passenger only if pulled by Horse, Dogs or Reindeer) |
| Small Bore Target Shooting *‡ |
| Snooker |
| Snorkelling |
| Soccer |
| Softball |
| Speed Boating *‡ (passenger only) |
| Sphereing |
| Spinning Class |
| Squash *‡ |
| Surfing |
| Swimming |
| Swimming with Dolphins *‡ |
| Swimming / Bathing with Elephants *‡ |
| Sydney Harbour Bridge Walk (organised and walking across clipped onto a safety line) |
| Table Tennis |
| Tall Ship Crewing *‡ |
| Team Building |
| Ten Pin Bowling |
| Tennis |
| Touch Football |
| Trampolining |
| Tree Top Trekking / Canopy Walking |
| Trekking (below 4,000 metres only. Excludes trekking that requires specialised equipment, ropes, guides, crampons, or trekking in the Sahara, any Desert, Polar or other extreme climate) |
| Tubing |
| Tug of War |
| Volleyball |
| Wake Boarding |
| Walking (below 4,000 metres only. Excludes walking that requires specialised equipment, ropes, guides, crampons, or walking in the Sahara, any Desert, Polar or other extreme climate) |
| Water Hockey |
| Water Polo |
| Water Skiing (no jumping) |
| Wicker Basket Tobogganing |
| Whale Watching |
| Wheelchair Basketball |
| Windsurfing |
| Wind Tunnel Flying (wearing pads and helmet) |
| Yachting / Sailing *‡ (European inshore waters only) |
| Yoga |
| Zip-lining / Trekking |
| Zorbing / Hydro Zorbing |
Optional winter sports cover
Winter Sports are covered only upon payment of an additional premium and will cover you for up to 31 days on a single trip policy or for up to 17 days on a multi trip policy provided you are not participating in or training for a competition, taking part on a professional or semi-professional basis or taking part contrary to local advice or warnings.
Please refer to the Extensions Policy Wording for more details of the cover provided.
| Activity |
|---|
| Air Boarding |
| Big Foot Skiing |
| Cross Country Skiing on Recognised Paths |
| Dry Slope Skiing and Snowboarding |
| Glacier Walking and Skiing |
| Ice Cricket * |
| Ice Windsurfing * |
| Kick Sledging |
| Langlauf |
| Mono-Skiing |
| Nordic Skiing on Recognised Paths |
| Ski Randonnée |
| Ski Run Walking |
| Ski Skimming |
| Ski Touring |
| Skidooing *‡ |
| Skiing and Snowboarding On-Piste and Off-Piste within Resort Boundaries |
| Sledging |
| Snow Blading |
| Snow Shoeing |
| Snow Tubing |
| Snow Zorbing |
| Snowcat Skiing with a Professional Guide |
| Snowmobiling *‡ |
| Tobogganing |